Amex Platinum cardholders now get phone damage and theft protection, but there's a lot of fine print

You'd hope that annual fee would go towards something you'd use

American Express credit cards are known for its high bar of entry and exceptional service with all sorts of programs and rewards to take advantage of. Now, some cardholders are able to add one more benefit to the list: cellphone insurance.

The Cell Phone Protection program began at the start of the month and automatically covers devices that are listed on a prior month's wireless bill paid with an eligible card account — no need to enroll.

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Amex Platinum cardholders now get phone damage and theft protection, but there's a lot of fine print was written by the awesome team at Android Police.

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